Unique Features

Return of the Premium paid in full

• on surviving the policy term chosen ( 10 to 30 Years),
  

Sum Insured to the nominee

• on death of the policyholder, should it occur earlier,
  

Bonus on the full Sum Insured

• for the period premium has been paid,

along with survival or death benefits payable as above,

Loan facility

• at 9.00 % per annum simple,
  

Accident and Disability Due to Accident Benefit

• upto Rs 50,00,000/-not exceeding the sum insured,
  

Income-Tax exemption

• on the premium paid under section 80 C of the I.T Act within Rs 1 Lakh cap imposed by the section for all investments,
  

• on the returns received by the investor of the nominee under section 10 (10D) of the I.T Act, whatever be the amount thus received,
  

Policy Encashment Facility,

Critical Illness and Term Riders as add-ons,

Against

• A high first year premium followed by considerably low subsequent premium Payable For a total period of 3 or 4 or 5 years, Stopping On Death of the policyholder, Should It Occur Early.
  

Available For Investment

• To All Resident And Non-Resident Indian Investors in the age group of 12-60 years
  

Most ideal if you want

• High & Long-Term Life Insurance Coverage with short-term premium payment commitment.